The Best Mortgage Refinance Companies Rated for 2024

The Best Refinance Rates team assigns ratings to the companies we feature in the following categories: fees, loan variety, customer service, company reputation, ease of application, suitability for lower credit scores, and suitability for higher credit scores. Taking these ratings into account, we calculate an Editorial Rating, which is the rating our editors would independently assign to said company. For added objectivity, we also assign ratings based on a company’s most recent loan volume figures (when available), and we include each company’s Trustpilot Score (when available) on their review page. We then calculate the Editorial Rating, Loan Volume Rating, and Trustpilot Score together to come up with the Total Score of the company. With decades of experience and hours of in-depth research to back us up, our ratings accurately reflect the strengths and weaknesses of each company. With these ratings, we hope to provide clear and helpful information on the factors that truly matter when it comes to picking a refinancing company.